Auto Loans

Drive Your Dream Car with Ease

At 2nd Chance Credit Funding, we make financing your new or used vehicle simple and affordable. Our Auto Loans offer competitive rates, flexible terms, and a fast approval process to get you on the road quickly.

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Why Choose Our Auto Loans?

Flexible Terms

Choose repayment terms that suit your budget.

Competitive Rates

Benefit from some of the best rates in the market.

Quick Approval

Get approved fast and drive away in your new car sooner.

No Hidden Fees

Transparent terms with no surprises.

Benefits of Auto Loans

  • New and Used Vehicles: Finance any type of vehicle, whether new or pre-owned.
  • Refinancing Options: Lower your current auto loan rate by refinancing with us.
  • Buyout Your Lease: Finance the purchase of your leased vehicle.
  • Easy Online Application: Apply from the comfort of your home with our streamlined online process.

How It Works

Uses for Personal Loans

  • Apply Online: Complete our simple online application form.
  • Get Approved: Receive a fast decision, often within minutes.
  • Choose Your Car: Select your new or used vehicle from any dealership or private seller.
  • Finalize Your Loan: Complete the paperwork and drive away.
  • Proof of Income: Documentation of your current income.
  • Credit History: A credit report to assess your creditworthiness.
  • Vehicle Information: Details about the car you plan to purchase or refinance.
  • Proof of Insurance: Verification of auto insurance coverage.

Request process

Apply now for your Auto Loans without affecting your credit score!

Ready to hit the road in your new car? Apply for an Auto Loan today and drive away with confidence.

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Get Quick Access to Capital with a Merchant Cash Advance

At 2nd Chance Credit Funding, we understand that running a business requires quick access to working capital. A Merchant Cash Advance (MCA) offers an efficient and flexible solution to meet your immediate financial needs. Unlike traditional loans, a Merchant Cash Advance provides you with a lump sum of cash in exchange for a percentage of your future credit card sales.

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Frequently asked questions

What are your interest reates?

Interest reates range from 10-15%, Variable based off your situation. All credit scores welcome!

Will applying affect my credit score?

We only do a soft inquiry, so no it will not affect your credit score.

Are you a direct lender?

We have private investors and also third party investores that we work with. We do not shop your application around.

What are your hours?

We are open Monday-Firday 9am-7pm EST

Other Services We Offer

In addition to Auto Loans, 2nd Chance Credit Funding offers a variety of loan products to meet your financial needs:

Business

Loans

Fuel your business growth with our customized business loan solutions. Whether you need capital for expansion, equipment, or working capital, we have the right product for you. Flexible Terms Competitive Rates Quick Approval Process
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Auto

Loans

Drive away in your dream car with our affordable auto loans. We offer competitive rates and flexible terms to help you finance new or used vehicles. Low-Interest Rates Flexible Repayment Options Fast Processing
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Home Equity Loans

Leverage the equity in your home to finance major expenses. Our home equity loans provide a lump sum with a fixed interest rate for a predictable monthly payment. Fixed Rates Tax-Deductible Interest Large Loan Amounts
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Home Purchase Loans

Buying a new home? Our home purchase loans offer a variety of options to suit your needs, including fixed-rate and adjustable-rate mortgages. Low Down Payments, Competitive Rates, Expert Guidance
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For more information about our Auto Loans or to start your application, contact us today. Our team is here to assist you in finding the best financial solution to meet your needs.

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