Business Loans

Empowering Your Business Growth

At 2nd Chance Credit Funding, we are dedicated to supporting businesses of all sizes with the financial resources they need to succeed. Our business loans are designed to provide the capital you need for expansion, equipment, working capital, and more.

Why Choose Our Business Loans?

Tailored

Solutions

Customized loan options to fit your specific business needs.

Competitive

Rates

Benefit from some of the most competitive rates in the industry.

Fast

Approval

Get quick access to funds with our streamlined approval process.

Expert

Support

Work with our experienced team to find the best financing solution.

Types of Business Loans We Offer

1. Term Loans

Ideal for businesses looking to make a significant investment, such as purchasing equipment or expanding operations.

  • Fixed Interest Rates
  • Flexible Terms
  • Large Loan Amounts

2. Working Capital Loans

Maintain your cash flow and manage day-to-day operations with ease.

  • Quick Access to Funds
  • Short-Term Financing
  • Simple Application Process

3. Equipment Financing

Finance the purchase of new or used equipment essential for your business operations.

  • Competitive Rates
  • Flexible Repayment Terms
  • Preserve Working Capital

4. Commercial Real Estate Loans

Purchase or refinance commercial properties to expand your business footprint.

  • Flexible Loan Terms
  • Competitive Interest Rates
  • Expert Guidance

How It Works

Benefits of Our Business Loans

  • Apply Online: Complete our straightforward online application.
  • Consultation: Our team will review your application and discuss your needs.
  • Approval: Receive a quick decision on your loan application.
  • Funding: Once approved, funds are disbursed directly to your business account.
  • Repayment: Enjoy flexible repayment options tailored to your cash flow.
  • Boost Your Growth: Invest in opportunities to expand your business.
  • Manage Cash Flow: Ensure smooth operations with reliable working capital.
  • Upgrade Equipment: Stay competitive with the latest technology and equipment.
  • Expand Facilities: Acquire new properties to grow your business presence.

Request process

Apply now for your Business Loans without affecting your credit score!

Ready to get started? Apply for a personal loan today and take control of your finances.

Get Quick Access to Capital with a Merchant Cash Advance

At 2nd Chance Credit Funding, we understand that running a business requires quick access to working capital. A Merchant Cash Advance (MCA) offers an efficient and flexible solution to meet your immediate financial needs. Unlike traditional loans, a Merchant Cash Advance provides you with a lump sum of cash in exchange for a percentage of your future credit card sales.

Frequently asked questions

What are your interest reates?

Interest reates range from 10-15%, Variable based off your situation. All credit scores welcome!

Will applying affect my credit score?

We only do a soft inquiry, so no it will not affect your credit score.

Are you a direct lender?

We have private investors and also third party investores that we work with. We do not shop your application around.

What are your hours?

We are open Monday-Firday 9am-7pm EST

Other Services We Offer

Business

Loans

Fuel your business growth with our customized business loan solutions. Whether you need capital for expansion, equipment, or working capital, we have the right product for you. Flexible Terms Competitive Rates Quick Approval Process

Auto

Loans

Drive away in your dream car with our affordable auto loans. We offer competitive rates and flexible terms to help you finance new or used vehicles. Low-Interest Rates Flexible Repayment Options Fast Processing

Home Equity Loans

Leverage the equity in your home to finance major expenses. Our home equity loans provide a lump sum with a fixed interest rate for a predictable monthly payment. Fixed Rates Tax-Deductible Interest Large Loan Amounts

Home Purchase Loans

Buying a new home? Our home purchase loans offer a variety of options to suit your needs, including fixed-rate and adjustable-rate mortgages. Low Down Payments, Competitive Rates, Expert Guidance

For more information about our Business Loan or to start your application, contact us today. Our team is here to help you find the best financial solutions to meet your needs.