Home Equity Loans

Unlock the Value in Your Home

At 2nd Chance Credit Funding, we believe in empowering homeowners to make the most of their property. Our Home Equity Loans allow you to leverage the value of your home to access funds for various needs, from renovations to debt consolidation.

Why Choose Our Home Equity Loans?

Competitive Fixed Rates

Enjoy predictable monthly payments with our low, fixed interest rates.

Flexible Loan Amounts

Borrow the amount you need based on your home’s equity.

Tax

Benefits

Interest on home equity loans may be tax-deductible (consult your tax advisor).

Easy Application Process

Simple and straightforward application with quick approval.

Benefits of Home Equity Loans

  • Renovate Your Home: Upgrade your living space with renovations or improvements.
  • Debt Consolidation: Pay off high-interest debts by consolidating them into one manageable payment.
  • Education Expenses: Fund education costs for yourself or your family.
  • Emergency Funds: Access cash for unexpected expenses or emergencies.

How It Works

Application Requirements

  • Determine Your Equity: Calculate the available equity in your home.
  • Apply Online: Complete our easy online application form.
  • Get Approved: Receive approval within a few days.
  • Access Your Funds: Once approved, funds are disbursed directly to you.
  •  
  • Proof of Income: Verification of your current income.
  • Credit Score: A good credit score to secure the best rates.
  • Property Appraisal: An appraisal to determine your home’s current market value.
  • Loan-to-Value Ratio: A favorable loan-to-value ratio.
  •  

Request process

Apply now for your Home Equity Loans without affecting your credit score!

Ready to unlock the value in your home? Apply for a Home Equity Loan today and take the next step towards achieving your financial goals.

Get Quick Access to Capital with a Merchant Cash Advance

At 2nd Chance Credit Funding, we understand that running a business requires quick access to working capital. A Merchant Cash Advance (MCA) offers an efficient and flexible solution to meet your immediate financial needs. Unlike traditional loans, a Merchant Cash Advance provides you with a lump sum of cash in exchange for a percentage of your future credit card sales.

Frequently asked questions

What are your interest reates?

Interest reates range from 10-15%, Variable based off your situation. All credit scores welcome!

Will applying affect my credit score?

We only do a soft inquiry, so no it will not affect your credit score.

Are you a direct lender?

We have private investors and also third party investores that we work with. We do not shop your application around.

What are your hours?

We are open Monday-Firday 9am-7pm EST

Other Services We Offer

Business

Loans

Fuel your business growth with our customized business loan solutions. Whether you need capital for expansion, equipment, or working capital, we have the right product for you. Flexible Terms Competitive Rates Quick Approval Process

Auto

Loans

Drive away in your dream car with our affordable auto loans. We offer competitive rates and flexible terms to help you finance new or used vehicles. Low-Interest Rates Flexible Repayment Options Fast Processing

Home Equity Loans

Leverage the equity in your home to finance major expenses. Our home equity loans provide a lump sum with a fixed interest rate for a predictable monthly payment. Fixed Rates Tax-Deductible Interest Large Loan Amounts

Home Purchase Loans

Buying a new home? Our home purchase loans offer a variety of options to suit your needs, including fixed-rate and adjustable-rate mortgages. Low Down Payments, Competitive Rates, Expert Guidance

For more information about our Home Equity Loans or to start your application, contact us today. Our team is here to assist you in finding the best financial solution to meet your needs.