Merchant Cash Advance Loans

Unlock Immediate Capital with Merchant Cash Advance Loans

Running a business often requires quick access to funds, whether for expansion, managing cash flow, or covering unexpected expenses. At 2nd Chance Credit Funding, we offer Merchant Cash Advance (MCA) Loans designed to provide you with immediate working capital based on your future sales. Our MCA Loans are a flexible and efficient way to get the financing you need without the lengthy approval process of traditional loans.

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Why Choose Our Personal Loans?

Fast Approval and Funding

Receive funds in as little as 24-48 hours after approval.

Flexible Repayment Terms

Repay through a percentage of your daily credit card sales, making payments manageable and directly linked to your revenue.

No Fixed Monthly Payments

Payments fluctuate with your sales, so you pay more when business is good and less when it's slow.

No Collateral Required

Obtain funding without the need to put up personal or business assets as collateral.

How It Works

Uses for Personal Loans

  • Application: Complete a simple online application form with details about your business and recent sales data.
  • Approval: Our team reviews your application and provides a decision within 24 hours.
  • Funding: Upon approval, receive the advance directly into your business bank account within 48 hours.
  • Repayment: Repay the advance through a predetermined percentage of your daily credit card sales until the advance is fully paid off.
  • Seasonal Businesses: Maintain cash flow during off-peak times.
  • Expansion: Invest in new inventory, equipment, or marketing efforts to grow your business.
  • Emergencies: Address unexpected expenses or take advantage of opportunities without disrupting your operations.

Request process

Apply now for your Merchant Cash Advance Loans without affecting your credit score!

Ready to get started? Apply for a personal loan today and take control of your finances.

Apply now

Frequently asked questions

What are your interest reates?

Interest reates range from 10-15%, Variable based off your situation. All credit scores welcome!

Will applying affect my credit score?

We only do a soft inquiry, so no it will not affect your credit score.

Are you a direct lender?

We have private investors and also third party investores that we work with. We do not shop your application around.

What are your hours?

We are open Monday-Firday 9am-7pm EST

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