Home Purchase Loans

Your Dream Home Awaits

At 2nd Chance Credit Funding, we understand that buying a home is one of the most significant financial decisions you'll make. Our Home Purchase Loans are designed to make the process as smooth and affordable as possible, offering competitive rates and flexible terms to help you achieve your dream of homeownership.

Why Choose Our Home Purchase Loans?

Competitive Rates

Take advantage of our low interest rates to save money over the life of your loan.

Flexible Terms

Choose a repayment plan that fits your financial situation.

Expert Guidance

Our experienced loan officers will guide you through every step of the process.

Fast Approvals

Get pre-approved quickly to make your home buying process seamless.

Types of Home Purchase Loans

  • Fixed-Rate Mortgages: Enjoy the stability of a fixed interest rate and predictable monthly payments.
  • Adjustable-Rate Mortgages (ARMs): Benefit from lower initial rates and potential rate adjustments over time.
  • FHA Loans: Ideal for first-time homebuyers with lower down payment requirements and flexible credit criteria.
  • VA Loans: Available to eligible veterans and active-duty service members with no down payment and favorable terms.
  • Jumbo Loans: For those looking to finance high-value properties with loan amounts exceeding conventional limits.

How It

Works

Benefits of Home Purchase Loans

  • Get Pre-Approved: Start by getting pre-approved to understand your budget and show sellers you’re a serious buyer.
  • Find Your Home: Work with a real estate agent to find the perfect home that meets your needs and budget.
  • Apply for a Loan: Complete our straightforward loan application process.
  • Close the Deal: Once approved, we’ll handle the details to ensure a smooth closing process.
  • Affordable Homeownership: Access competitive rates and flexible terms to make buying a home more affordable.
  • Customized Solutions: Choose from various loan options tailored to your specific needs.
  • Expert Support: Our team is here to provide personalized support and guidance throughout the entire home buying process.
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Application Requirements

  • Proof of Income: Documentation of your current income and employment.
  • Credit Score: A good credit score to secure the best rates.
  • Down Payment: Depending on the loan type, a down payment may be required.
  • Property Appraisal: An appraisal to determine the current market value of the home.

Request process

Apply now for your Home Purchase Loans without affecting your credit score!

Ready to take the first step towards homeownership? Apply for a Home Purchase Loan today and let us help you make your dream home a reality.

Get Quick Access to Capital with a Merchant Cash Advance

At 2nd Chance Credit Funding, we understand that running a business requires quick access to working capital. A Merchant Cash Advance (MCA) offers an efficient and flexible solution to meet your immediate financial needs. Unlike traditional loans, a Merchant Cash Advance provides you with a lump sum of cash in exchange for a percentage of your future credit card sales.

Frequently asked questions

What are your interest reates?

Interest reates range from 10-15%, Variable based off your situation. All credit scores welcome!

Will applying affect my credit score?

We only do a soft inquiry, so no it will not affect your credit score.

Are you a direct lender?

We have private investors and also third party investores that we work with. We do not shop your application around.

What are your hours?

We are open Monday-Firday 9am-7pm EST

Other Services We Offer

In addition to Home Purchase Loans, 2nd Chance Credit Funding offers a variety of loan products to meet your financial needs:

Business

Loans

Fuel your business growth with our customized business loan solutions. Whether you need capital for expansion, equipment, or working capital, we have the right product for you. Flexible Terms Competitive Rates Quick Approval Process

Auto

Loans

Drive away in your dream car with our affordable auto loans. We offer competitive rates and flexible terms to help you finance new or used vehicles. Low-Interest Rates Flexible Repayment Options Fast Processing

Home Equity Loans

Leverage the equity in your home to finance major expenses. Our home equity loans provide a lump sum with a fixed interest rate for a predictable monthly payment. Fixed Rates Tax-Deductible Interest Large Loan Amounts

Home Purchase Loans

Buying a new home? Our home purchase loans offer a variety of options to suit your needs, including fixed-rate and adjustable-rate mortgages. Low Down Payments, Competitive Rates, Expert Guidance

For more information about our Home Purchase Loans or to start your application, contact us today. Our team is here to assist you in finding the best financial solution to meet your needs.