Personal Loans

Secure the Funds You Need, When You Need Them

At 2nd Chance Credit Funding, we understand that life is full of unexpected expenses and opportunities. Our personal loans are designed to help you manage your finances with ease, offering flexibility and competitive rates to suit your needs.

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Why Choose Our Personal Loans?

Flexible Terms

Choose a repayment plan that fits your budget.

Competitive Rates

Enjoy some of the best rates in the market.

Quick Approval

Get your loan approved and funded quickly.

No Hidden Fees

Transparent terms and conditions with no surprises.

How It Works

Uses for Personal Loans

  • Apply Online: Fill out our simple application form.
  • Get Approved: Receive a decision in as little as 24 hours.
  • Receive Funds: Once approved, funds are deposited directly into your account.
  • Repay Easily: Enjoy flexible repayment options to fit your schedule.
  • Debt Consolidation: Combine multiple debts into one manageable payment.
  • Home Improvements: Upgrade your home and increase its value.
  • Unexpected Expenses: Cover medical bills, car repairs, and other emergencies.
  • Major Purchases: Finance big-ticket items like appliances or vacations.

Request process

Apply now for your Personal Loans without affecting your credit score!

Ready to get started? Apply for a personal loan today and take control of your finances.

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Get Quick Access to Capital with a Merchant Cash Advance

At 2nd Chance Credit Funding, we understand that running a business requires quick access to working capital. A Merchant Cash Advance (MCA) offers an efficient and flexible solution to meet your immediate financial needs. Unlike traditional loans, a Merchant Cash Advance provides you with a lump sum of cash in exchange for a percentage of your future credit card sales.

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Frequently asked questions

What are your interest reates?

Interest reates range from 10-15%, Variable based off your situation. All credit scores welcome!

Will applying affect my credit score?

We only do a soft inquiry, so no it will not affect your credit score.

Are you a direct lender?

We have private investors and also third party investores that we work with. We do not shop your application around.

What are your hours?

We are open Monday-Firday 9am-7pm EST

Other Services We Offer

Business

Loans

Fuel your business growth with our customized business loan solutions. Whether you need capital for expansion, equipment, or working capital, we have the right product for you. Flexible Terms Competitive Rates Quick Approval Process
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Auto

Loans

Drive away in your dream car with our affordable auto loans. We offer competitive rates and flexible terms to help you finance new or used vehicles. Low-Interest Rates Flexible Repayment Options Fast Processing
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Home Equity Loans

Leverage the equity in your home to finance major expenses. Our home equity loans provide a lump sum with a fixed interest rate for a predictable monthly payment. Fixed Rates Tax-Deductible Interest Large Loan Amounts
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Home Purchase Loans

Buying a new home? Our home purchase loans offer a variety of options to suit your needs, including fixed-rate and adjustable-rate mortgages. Low Down Payments, Competitive Rates, Expert Guidance
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For more information about our loan products or to start your application, contact us today. Our team is here to help you find the best financial solutions to meet your needs.

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